> For the complete documentation index, see [llms.txt](https://kopio.gitbook.io/kopio-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://kopio.gitbook.io/kopio-docs/fundamentals/cdps/icdp.md).

# ICDP

Individual Collateralized Debt Position

{% hint style="warning" %}
This documentation is a work in progress!
{% endhint %}

An individual [collateralized debt position](/kopio-docs/fundamentals/cdps.md) allows an account to create new [Kopio Assets](/kopio-docs/fundamentals/kresko-assets.md). Each account has control over the management and risk of the position, meaning it can be isolated with a single collateral and debt asset, or a diverse strategy with multiple assets.

<figure><img src="https://lh7-us.googleusercontent.com/Btg_yjHF-CTUqlSGMGsPz5iOIWwOku1gs-LzFZ4YTnk1nEjfmRgKkehXAAboPImtYyCxQr_I-xbVd2Mcfx3XygVDQ0z9aWLnHi_-WKbdcFrsHZgNybmfBoisCqRgu_yZ-xRbPxdrecON6ZsT8tzjIT4" alt="" width="563"><figcaption><p>Individual Collateralized Debt Position(s)</p></figcaption></figure>

The same [minimum collateralization ratio](/kopio-docs/fundamentals/cdps.md#minimum-collateralization-ratio) and liquidation threshold applies to all positions. Collateralization ratio of a position must be above the MCR to mint Kopio Assets, this ratio is directly increased by repaying debt or depositing more collateral.

A [collateralization ratio](/kopio-docs/fundamentals/cdps.md#collateralization-ratio) below the MCR does not make a position liquidatable. This happens when the ratio is below the liquidation threshold, which is lower than the MCR.\\