# ICDP

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This documentation is a work in progress!
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An individual [collateralized debt position](https://kopio.gitbook.io/kopio-docs/fundamentals/cdps) allows an account to create new [Kopio Assets](https://kopio.gitbook.io/kopio-docs/fundamentals/kresko-assets). Each account has control over the management and risk of the position, meaning it can be isolated with a single collateral and debt asset, or a diverse strategy with multiple assets.

<figure><img src="https://lh7-us.googleusercontent.com/Btg_yjHF-CTUqlSGMGsPz5iOIWwOku1gs-LzFZ4YTnk1nEjfmRgKkehXAAboPImtYyCxQr_I-xbVd2Mcfx3XygVDQ0z9aWLnHi_-WKbdcFrsHZgNybmfBoisCqRgu_yZ-xRbPxdrecON6ZsT8tzjIT4" alt="" width="563"><figcaption><p>Individual Collateralized Debt Position(s)</p></figcaption></figure>

The same [minimum collateralization ratio](https://kopio.gitbook.io/kopio-docs/fundamentals/cdps/..#minimum-collateralization-ratio) and liquidation threshold applies to all positions. Collateralization ratio of a position must be above the MCR to mint Kopio Assets, this ratio is directly increased by repaying debt or depositing more collateral.

A [collateralization ratio](https://kopio.gitbook.io/kopio-docs/fundamentals/cdps/..#collateralization-ratio) below the MCR does not make a position liquidatable. This happens when the ratio is below the liquidation threshold, which is lower than the MCR.\\